Offices, Warehouses, Factories
Commercial Property Equity Release
Quick & easy access to equity that has built in your client’s UK commercial properties. The perfect alternative to an unsecured business loan.
Access Funding via Equity in your UK Commercial Property through our secured business loan product
Accessing equity that has accumulated in UK commercial properties over time is cheaper than unsecured business loan funding for UK SME’s.
We provide fast turnaround loans up to £1.5 million.
What properties can be used for security:
Retail Spaces
Owner Occupied Commercial Premises
Storage Facilities
Our specialised business finance team has extensive experience in the UK market, particularly in lending during market downturns.
| Commercial Property Equity Release | At a glance | ||
|---|---|---|
 | Loan Amount | Up to £1.5 million |
 | Loan Term | Up to 72 months |
 | Security | 1st or 2nd charge |
 | Special Features | Interest only option & no early/over repayment fees. |
 | Interest Rate | Variable interest rate starting at SONIA+6%. |
Eligibility Requirements:
- Borrower must be able to evidence ability to service the new debt facility.
- The borrower must be a limited company.
- The borrower must be domiciled in the UK.
Good to know:
- Interest only up to 24 months or amortising down to zero over the full term (72 months).
- Typical fees are 2% up-front.
- Desktop valuations can be considered.
Requirements for Commercial Property Equity Release with Momenta Finance.
- Application Form: Completed Momenta Finance application form.
- Documentation: Copies of all commercial tenancy agreements in place. Latest filed accounts, management accounts and bank statements of the trading business
- Property Description: A detailed description of the property or properties being offered as security.
- Valuations: RICS certified full valuations for the properties to be taken as security.
Recent Borrower Success Stories
Supporting UK-based SMEs is what we do.
- Landscape Maintenance Contractor Secures Unsecured Funding for Yard Refurbishment
“It was a smooth and straightforward experience working with Momenta Finance and Ronan Carter throughout the process. Their collaborative approach and flexible funding package, including no early repayment fees, gave our client confidence to invest in their infrastructure and drive the project forward without constraint.” – Steve Gomes, Amiga Finance.
View more deals and case studies
- Landscape Maintenance Contractor Secures Unsecured Funding for Yard Refurbishment
- Swift Development Loan Refinancing with Complex Security Structure
- Momenta Finance Secures Enhanced Shawbrook Facility, Further Strengthening UK Property Lending Capacity
- London Education & Training Consultancy Secures Growth Funding
Why Choose
Momenta Finance
Small business loans are what we do, all day, every day. Our specialist team from account management through to credit understand businesses just like yours and want them to succeed.
We are a member of the Federation of Small Business (FSB), Consumer Credit Finance Association, Association of Alternative Finance Brokers and a Patron of the National Association of Commercial Finance Brokers (NACFB). We are also registered with the Financial Conduct Authority. This means we adhere to their codes of practice and are uncompromising, in our principles and practise ethical and responsible lending at all times.
Good to know
Momenta Finance, acts as both a lender and a broker. Where we act as a broker, we receive a commission from the lender. This does not impact the final amount that you pay for borrowing.
Get started on funding your business today
Reach out to us at 0800 848 8480 or contact@momentafinance.co.uk
to register as an Introducer, or request a quote to see how we can help you achieve your goals.
