Realising Potential
Join the Momenta Finance team, where innovation and collaboration drive impactful financial solutions.
Join The Momenta Finance Team
Our mission is to empower SMEs with the funding they need to thrive, using a unique blend of technology and personalised decision-making. With a supportive and collaborative team, we foster a non-corporate, social environment that encourages learning, diversity, and inclusivity. Located in NW6, London, our onsite working policy ensures a close-knit community.
We require all candidates to possess the legal right to live and work within the United Kingdom.
Finance Manager
The Role:
As a Finance Manager, you will be an integral part of the financial reporting team, focused on ensuring the accounting system is accurate, up-to-date, reflects the underlying loan management system transactions and is aligned with the applicable accounting standards; performing daily bank reconciliations across the group; substantiation of the balance sheet; performance analysis; preparing monthly management accounts and taking the lead on the statutory audit for the group.
Reporting to: Finance Director
Responsibilities include (but are not limited to):
- Prepare daily bank reconciliations and ensure outstanding items are cleared timeously; update the loan management systems for manual transactions
- Prepare weekly cash flow forecasts to ensure optimal use of liquidity across funding lines
- Be an integral part of bringing the entire finance function in-house and assisting with streamlining processes, automating manual processes and refine the month-end reporting timeline
- Ensure the accounting system accurately and completely represents the nature of all transactions across all group entities (including prepayments, accruals, inter-company transactions and investments)
- Assist the Finance Director with the development of and evolution of financial controls and processes to ensure compliance with internal policies, funding line reporting and external regulations
- Prepare the monthly management accounting pack and ensure the financial information contained therein is accurate and of high quality
- Produce monthly balance sheet reconciliations and substantiate the performance of the group. Be a point of contact for all balance sheet and income statement related queries and analysis
- Support and assist the Finance Director and the Head of Financial Operations and Recoveries with the statutory audits and ensure that all deadlines are met and address audit findings and recommendations in a timely manner
- Work with the Finance Director to ensure compliance with the applicable accounting standards and regulations
- Ad hoc duties as required by the CFO, Finance Director and Head of Financial Operations and Recoveries
Skills and Qualifications:
- Part or newly qualified ACA or similar, preferably with financial services experience
- Ability to deliver with exceptional levels of accuracy and has fanatical attention to detail
- Self-motivated, able to work under pressure and driven to succeed
- Strong communication skills both written and oral
- Ability to analyse and dissect information and present results in a logical and understandable format for all stakeholders across the business
- Proficient in Excel and other Microsoft applications; experience with Sage accounting software a plus
- Growth mindset and ability to adapt to changing business requirements in a fast-paced business environment
Details and benefits:
- Duration: Permanent
- Employment Type: Full Time
- Salary: Market-related, depending on experience
- Leave: 25 days of annual leave
- Location: Office-based role – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground)
- Comprehensive benefits package
- Dynamic and collaborative work environment
- Start Date: ASAP
Senior Credit Underwriter
The Role:
As a senior credit underwriter, you will be an integral part of the credit underwriting team and contribute to the credit philosophy of the business. You will be joining a growing team with an entrepreneurial, commercial mindset and make-work attitude. You will predominantly cover our unsecured and secured business loan offerings with exposure to our asset finance and property development products. Successful applicants will be granted a sign-off mandate and be expected to contribute towards streamlining the end- to-end processing of credit decisioning and development of junior team members.
Reporting to: Head of Credit
Responsibilities include (but are not limited to):
- Assess and analyse credit loan applications for serviceability and affordability in line with the credit underwriting policy
- Conduct second reviews of credit recommendations as part of our four-eye underwriting process
- Accurately report findings from investigations into non-performing loans, providing feedback to the team and senior management
- Play an active role in monthly credit committee meetings, articulating credit views to the wider business and executive committee
- Contribute to process improvements, ensuring continuous evolution through the adoption of advanced technological solutions
- Support day-to-day operations to maintain service level agreements (SLAs)
Skills and Qualifications:
- 4 years SME lending experience with previous signing mandate required
- Self-motivated, able to work under pressure and driven to succeed
- Strong communication skills both written and oral
- Ability to analyse and dissect information and present results in a logical and understandable format for all stakeholders across the business
- Growth mindset and ability to adapt to changing business requirements in a fast-paced business environment
Details and benefits:
- Duration: Permanent
- Employment Type: Full Time
- Salary: Market related depending on experience
- Leave: 25 days annual leave
- Location: Office based role – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground)
- Start Date: ASAP
Credit Controller
The Role:
The Credit Controller is an integral part of the financial operations team, primarily focused on proactive debt recovery to mitigate arrears.
Reporting to: Head of Collections
Responsibilities include (but are not limited to):
- Contact early arrears clients over the phone to manage the collection of outstanding debts on accounts in arrears.
- Negotiating payment plans and new payment terms with clients.
- Correspond with debtors via telephone and email regarding queries/concerns that arise from unpaid accounts with the aim of resolving outstanding issues prior to litigation.
- Recall direct debit payments using our third-party direct debit platform: GoCardless.
- Prepare accurate and detailed statements of accounts for files both internally and for those to be transferred to the relevant solicitors.
- Prepare and submit proof of debt forms.
- Assist in closing the loan restructures and documentation gathering.
- Assist customers when they change bank details ensuring all customer profiles are up to date.
- Collaborate with legal counsel and instruct solicitors to begin recovery and review any formal demand letters.
- Assess personal equity and work with the Land Registry and credit reference agencies portals.
- Documentation gathering for any forbearance or restructure requests.
- Ensuring that documents are correctly executed prior to completion of any restructure or forbearance put in place.
- Assisting with the restructuring of loans by evaluating client circumstances and contributing to the negotiation of new loan terms.
- Reconciling customers’ loan accounts and preparing loan statements (Excel skills needed) with high accuracy.
- Using Experian, Transunion, Creditsafe, Land Registry, Zoopla to determine customer net worth and tracing their assets before recommending a course of action
- Preparing files to forward to English Solicitors, Scottish and Northern Irish Solicitors for letters before action
- Providing administrative support to the Head of Financial Operations and to our solicitors
- Ad hoc duties as required
Skills and Qualifications:
- Experience in credit control or debt recovery, including negotiating payment plans with clients.
- Strong telephone and written communication skills for handling arrears queries and liaising with solicitors.
- High accuracy and attention to detail when preparing statements, proof of debt forms, and legal files.
- Good level of Excel skills for reconciling loan accounts and preparing statements.
- Familiarity with credit and property search tools (e.g., Experian, Land Registry, Creditsafe).
- Understanding of loan restructuring and forbearance processes, including documentation gathering.
- Strong organisational skills with the ability to manage multiple cases and meet deadlines.
Details and benefits:
- Duration: Permanent
- Employment Type: Full Time
- Salary: Market related, depending on experience
- Leave: 25 days annual leave
- Location: Office based role – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground)
- Comprehensive benefits package
- Dynamic and collaborative work environment
- Start Date: ASAP
Marketing Manager
The Role:
The Marketing Manager will be responsible for establishing and executing go to market strategies to support the corporate profile and specific propositions through all channels including social media, events and direct. They will also be responsible for developing relationships with key stakeholders and partners.
Reporting to: Chief Commercial Officer
Responsibilities include (but are not limited to):
- Work with the Chief Commercial Officer and Executive team to develop brand, thought leadership material and market presence.
- Develop activation plans for propositions, campaigns for existing and new products, and delivery of events. For example, working with Head of Real Estate to develop a marketing strategy and with third party agencies to build direct channel.
- Take responsibility for managing all social media platforms and relationships with industry bodies such as NACFB.
- Agree and organise key events for business development with targeted return on investment (e.g. leads generated).
- Manage and optimise the Marketing budget to ensure best value.
- Track marketing and company impact using data to analyse effectiveness.
- Establish mechanisms such as Trust Pilot and Surveys to track customer/broker feedback and identify insights to improve.
- Manage the company website, and social media platforms ensuring all content is up to date, there is a healthy flow or case studies, and that the Momenta Finance profile reflects the Vision, Strategy and Values of the business.
- Engage with third parties, including agencies/consultants as required to access additional specialist areas of expertise.
- Ad hoc duties as required
Skills and Qualifications:
- Marketing strategy, brand management, and campaign planning
- Social media, website, and digital content management
- Event planning, stakeholder engagement, and agency management
- Data analysis, marketing performance reporting, and ROI tracking
- Budget management and project coordination
Details and benefits:
- Duration: Permanent
- Employment Type: Full Time
- Salary: Market-related, depending on experience
- Leave: 25 days of annual leave
- Location: Office-based role – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground)
- Comprehensive benefits package
- Dynamic and collaborative work environment
- Start Date: ASAP
Working at
Momenta Finance
At Momenta, we believe in pushing the boundaries of what is possible in the world of finance. We are a dynamic and forward-thinking company that is revolutionising the way financial solutions are created and delivered to SMEs within the United Kingdom. As a member of our team, you will have the opportunity to be at the forefront of this innovation, working alongside talented professionals who share a passion for driving meaningful change.
We are a member of the Federation of Small Business (FSB), Consumer Credit Finance Association, Association of Alternative Finance Brokers and a Patron of the National Association of Commercial Finance Brokers (NACFB). We are also registered with the Financial Conduct Authority. This means we adhere to their codes of practice and are uncompromising, in our principles and practise ethical and responsible lending at all times.
Get started on funding your business today
Reach out to us at 0800 848 8480 or contact@momentafinance.co.uk
to register as an Introducer, or request a quote to see how we can help you achieve your goals.
