Realising Potential

Business Development Executive

The Role:

As a Business Development Executive, you play a key role in driving broker-led growth and delivering a high-quality, service-led experience. This role focuses on generating new business, managing broker relationships, and supporting brokers through the full application journey from submission to funding.

Working closely with Business Development Managers, Credit, and Operations, you will act as a trusted point of contact for brokers, particularly across the BDM panel and long-tail broker relationships.

Reporting to: Sales Director

Responsibilities include (but are not limited to):

• Generate new business through proactive, service-led engagement
• Fielding inbound calls and making outbound calls to active brokers, providing timely support and guidance.
• Take brokers throughout the full application lifecycle, from submission through to funding.
• Package and review funding applications to ensure completeness, accuracy, and compliance.
• Own and continuously develop the broker onboarding process.
• Identify opportunities to improve broker experience and reduce friction.
• Own and actively manage your pipeline in Salesforce, ensuring accurate and timely updates.
• Coordinate with internal teams to progress applications and resolve queries.
• Proactively manage delays and keep brokers informed throughout the process.
• Build and maintain strong knowledge of our products, processes, and eligibility criteria.  

Skills and Qualifications:

• Good communication skills  
• Excellent attention to detail  
• Able to prioritise and organise.  
• Ability to work as part of a team.  
• Strong written and verbal communication skills, including a friendly and helpful telephone manner.  
• Computer literate, good keyboard skills and a working knowledge of Microsoft Office including Excel and Word.  
• Knowledge of Salesforce advantageous.  

Details and benefits:

• Duration: Permanent
• Employment Type: Full Time
• Salary: Market related depending on experience
• Leave: 25 days annual leave
• Location: Office based role – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground)
• Start Date: ASAP

Credit Controller

The Role:

The Credit Controller is an integral part of the financial operations team, primarily focused on proactive debt recovery to mitigate arrears.

Reporting to: Head of Monitoring, Credit Control and Financial Operations

Responsibilities include (but are not limited to):

• Contact early arrears clients over the phone to manage the collection of outstanding debts on accounts in arrears.
• Negotiating payment plans and new payment terms with clients.
• Correspond with debtors via telephone and email regarding queries/concerns that arise from unpaid accounts with the aim of resolving outstanding issues prior to litigation.
• Recall direct debit payments using our third-party direct debit platform: GoCardless.
• Prepare accurate and detailed statements of accounts for files both internally and for those to be transferred to the relevant solicitors.
• Prepare and submit proof of debt forms.
• Assist in closing the loan restructures and documentation gathering.
• Assist customers when they change bank details ensuring all customer profiles are up to date.
• Collaborate with legal counsel and instruct solicitors to begin recovery and review any formal demand letters.
• Assess personal equity and work with the Land Registry and credit reference agencies portals.
• Documentation gathering for any forbearance or restructure requests.
• Ensuring that documents are correctly executed prior to completion of any restructure or forbearance put in place.
• Assisting with the restructuring of loans by evaluating client circumstances and contributing to the negotiation of new loan terms.
• Reconciling customers’ loan accounts and preparing loan statements (Excel skills needed) with high accuracy.
• Using Experian, Transunion, Creditsafe, Land Registry, Zoopla to determine customer net worth and tracing their assets before recommending a course of action
• Preparing files to forward to English Solicitors, Scottish and Northern Irish Solicitors for letters before action
• Providing administrative support to the Head of Financial Operations and to our solicitors
• Ad hoc duties as required

Skills and Qualifications:

• Experience in credit control or debt recovery, including negotiating payment plans with clients.
• Strong telephone and written communication skills for handling arrears queries and liaising with solicitors.
• High accuracy and attention to detail when preparing statements, proof of debt forms, and legal files.
• Good level of Excel skills for reconciling loan accounts and preparing statements.
• Familiarity with credit and property search tools (e.g., Experian, Land Registry, Creditsafe).
• Understanding of loan restructuring and forbearance processes, including documentation gathering.
• Strong organisational skills with the ability to manage multiple cases and meet deadlines.

Details and benefits:

• Duration: Permanent
• Employment Type: Full Time
• Salary: Market related, depending on experience
• Leave: 25 days annual leave
• Location: Office based role – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground)
• Comprehensive benefits package
• Dynamic and collaborative work environment  
• Start Date: ASAP

Senior Credit Underwriter

The Role:

As a senior credit underwriter, you will be an integral part of the credit underwriting team and contribute to the credit philosophy of the business. You will be joining a growing team with an entrepreneurial, commercial mindset and make-work attitude. You will predominantly cover our unsecured and secured business loan offerings with exposure to our asset finance and property development products. Successful applicants will be granted a sign-off mandate and be expected to contribute towards streamlining the end- to-end processing of credit decisioning and development of junior team members.

Reporting to: Head of Credit

Responsibilities include (but are not limited to):

• Assess and analyse credit loan applications for serviceability and affordability in line with the credit underwriting policy
• Conduct second reviews of credit recommendations as part of our four-eye underwriting process
• Accurately report findings from investigations into non-performing loans, providing feedback to the team and senior management
• Play an active role in monthly credit committee meetings, articulating credit views to the wider business and executive committee
• Contribute to process improvements, ensuring continuous evolution through the adoption of advanced technological solutions
• Support day-to-day operations to maintain service level agreements (SLAs)

Skills and Qualifications:

• 4 years SME lending experience with previous signing mandate required
• Self-motivated, able to work under pressure and driven to succeed
• Strong communication skills both written and oral
• Ability to analyse and dissect information and present results in a logical and understandable format for all stakeholders across the business
• Growth mindset and ability to adapt to changing business requirements in a fast-paced business environment

Details and benefits:

• Duration: Permanent
• Employment Type: Full Time
• Salary: Market related depending on experience
• Leave: 25 days annual leave
• Location: Office based role – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground)
• Start Date: ASAP

Business Development Manager  

The Role:

Your mission will be to drive growth; by leveraging your extensive network of Brokers, you’ll identify opportunities, build strategic partnerships, and position our solutions as essential to their success. Your ability to turn relationships into results will be crucial in this role.  

Reporting to: Sales Director

Responsibilities include (but are not limited to):

• Achieving business goals and revenue targets set for your Broker Panel; 
• Expanding Momenta’s presence in the market; 
• Participating in industry conferences; 
• Reporting on sales results  
• Contributing to and supporting the growth of the team. 

Skills and Qualifications:

• 3+ years of experience in UK Broker market supporting SMEs. 
• Relevant broker network  
• A very strong self-starter with a can-do attitude and focus on delivering results; 
• Ability to multitask and work efficiently under pressure; 
• Strong analytical and problem-solving skills; 
• Excellent communication skills; 
• Proficiency in Microsoft Office, with CRM systems (Salesforce an advantage) 

Details and benefits:

• Duration: Permanent 
• Employment Type: Full Time 
• Salary: Attractive and highly competitive compensation, depending on your skills and experience 
• Uncapped performance-based bonuses  
• Employee Learning and Development. Professional growth. We encourage our employees to constantly develop and grow within his/her field of expertise by covering the training and education fees. 
• Tech. We provide or compensate all necessary hardware. 
• Open environment. We love what we do, we are proud to be Momenta Finance. 
• Leave: 25 days annual leave