Realising Potential

Join the Momenta Finance team, where innovation and collaboration drive impactful financial solutions.

Join The Momenta Finance Team

Our mission is to empower SMEs with the funding they need to thrive, using a unique blend of technology and personalised decision-making. With a supportive and collaborative team, we foster a non-corporate, social environment that encourages learning, diversity, and inclusivity. Located in NW6, London, our onsite working policy ensures a close-knit community.

We require all candidates to possess the legal right to live and work within the United Kingdom.


Current Vacancies


Reporting Manager – Loan Portfolio Analysis

The Role:

At Momenta Finance, the Reporting Manager for Loan Portfolio Analysis is crucial in evaluating and reporting on the performance of our loan portfolio across multiple funding lines. This role involves collaborating with key stakeholders to collect and interpret data, generate insightful analyses, and present findings that drive strategic decision-making. Additionally, you will ensure compliance with portfolio covenants and concentration limits. This position is ideal for a detail-oriented and analytical professional with a solid background in financial services reporting and portfolio analysis, offering a unique opportunity to contribute significantly to our lending business’s success.

Responsibilities include (but are not limited to):

  • Loan Portfolio Analysis: Analyse loan portfolio performance across multiple portfolios and funding lines, including assessing key metrics such as delinquency rates, yield analysis, sector analysis as well as tracking covenant and concentration performance.
  • Data Management: With the assistance of our Data Analyst, manage and maintain databases and reporting systems to ensure accurate and timely collection, aggregation, and analysis of loan portfolio data.
  • Reporting: Prepare comprehensive reports to communicate loan portfolio performance to senior management, investors, and other stakeholders, highlighting trends, risks, and opportunities.
  • Performance Monitoring: Monitor loan portfolio performance against established benchmarks and targets, identifying deviations and recommending corrective actions as necessary.
  • Stakeholder Engagement: Collaborate with cross-functional teams, including risk management, finance, and operations, to gather data and insights and facilitate decision-making.
  • Process Improvement: Continuously evaluate and enhance reporting processes and procedures to streamline workflows, improve efficiency, and enhance the quality of reporting outputs.

Skills and Qualifications:

  • Bachelor’s degree in finance, accounting, economics, or a related field.
  • Proven experience (at least 3 years) in financial reporting, portfolio analysis, or related roles within the financial services industry, with specific experience in lending preferred.
  • Strong analytical skills and proficiency in quantitative analysis, with the ability to interpret complex financial data and generate actionable insights.
  • Advanced Microsoft Excel skills including the ability to build and maintain complex spreadsheets utilising various calculations and logical functions.
  • Experience with data management and reporting tools (e.g., SQL, Tableau, Power BI) preferred, with the ability to manipulate and transform datasets, as well as automate reporting processes.
  • Excellent communication and presentation skills, with the ability to effectively communicate complex concepts and findings to diverse audiences.
  • Strong attention to detail and accuracy, with the ability to ensure data integrity and reliability in reporting outputs.
  • Proven ability to work effectively in a fast-paced and dynamic environment, managing multiple priorities and meeting tight deadlines.
  • Collaborative mindset, with the ability to work cross-functionally and build relationships with stakeholders at all levels of the organisation.

Details and benefits:

  • Duration: Permanent
  • Employment Type: Full Time
  • Salary: Market related salary based on experience
  • Leave: 25 days holiday pa + bank holidays 
  • Location: Office based role, 5 days a week (9am-6pm) – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground)
  • Comprehensive benefits package, including health insurance, retirement savings plan, wellness programs, cycle to work, nursery and other discounts.
  • Start Date: August 2024

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    Right to work in the UK

    Financial Manager

    The Role:

    This position requires close collaboration with the senior management team to develop and implement financial strategies that align with our growth objectives. You will manage working capital requirements and maintain an organised system of processes and controls. Ideal candidates are proactive, organised, and detail-oriented professionals with a strong background in finance and a passion for driving business success.

    Responsibilities include (but are not limited to):

    • Financial Reporting: Prepare regular financial reports for senior management and investors, ensuring accuracy and compliance with relevant standards and debt covenants.
    • Risk Management: Identify and assess financial risks, develop mitigation strategies, and monitor risk exposures to safeguard the company’s financial health.
    • Cash Flow Management: Manage cash flow to optimise liquidity and support lending activities, including monitoring receivables, payables, and debt obligations.
    • Financial Controls: Establish and maintain robust financial controls and procedures to ensure integrity and accuracy in financial reporting and compliance with internal policies and external regulations.
    • Stakeholder Management: Collaborate with internal stakeholders, including operations, sales, and credit teams, to align financial strategies with business objectives and support cross-functional initiatives.
    • Performance Analysis: Conduct financial performance analysis to assess the effectiveness of lending activities, identify areas for improvement, and drive operational efficiencies.
    • Audit Support: Coordinate financial audits and examinations, liaise with external auditors, and address audit findings and recommendations in a timely manner.
    • Service provider management: Provide guidance to the outsourced finance team, fostering a culture of efficiency, accuracy, and structure.

    Skills and Qualifications:

    • Bachelor’s degree and a professional qualification (e.g. CA, ACCA, CIMA or similar) preferred.
    • Proven experience (at least 3 years) in a financial management role within the financial services industry, with specific experience in SME lending or commercial banking highly desirable.
    • Strong understanding of financial principles, including financial analysis, budgeting, forecasting, and risk management.
    • Excellent analytical skills and attention to detail, with the ability to interpret complex financial data and communicate insights effectively.
    • Advanced Microsoft Excel skills; experience with financial software (e.g., Sage, QuickBooks, Xero or similar) a plus.
    • Strong interpersonal skills, with the ability to collaborate effectively with cross-functional teams and influence decision-making at all levels of the organisation.
    • Proactive mindset, with the ability to prioritise tasks, meet deadlines, and adapt to changing business requirements in a fast-paced environment.
    • High ethical standards and integrity, with a commitment to upholding professional standards and promoting a culture of compliance and accountability.

    Details and benefits:

    • Duration: Permanent
    • Employment Type: Full Time
    • Salary: Market related salary based on experience
    • Leave: 25 days holiday pa + bank holidays
    • Location: Office based role, 5 days a week (9am-6pm) – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground)
    • Comprehensive benefits package, including health insurance, retirement savings plan, wellness programs, cycle to work, nursery and other discounts.
    • Start Date: August 2024

      Apply for this role

      Upload CV

      Right to work in the UK

      Female Business Owners Working

      Working at
      Momenta Finance

      At Momenta, we believe in pushing the boundaries of what is possible in the world of finance. We are a dynamic and forward-thinking company that is revolutionising the way financial solutions are created and delivered to SMEs within the United Kingdom. As a member of our team, you will have the opportunity to be at the forefront of this innovation, working alongside talented professionals who share a passion for driving meaningful change.

      We are a member of the Federation of Small Business (FSB), Consumer Credit Finance Association, Association of Alternative Finance Brokers and a Patron of the National Association of Commercial Finance Brokers (NACFB). We are also registered with the Financial Conduct Authority. This means we adhere to their codes of practice and are uncompromising, in our principles and practise ethical and responsible lending at all times.

      Get started on funding your business today 

      Reach out to us at 0800 848 8480 or contact@momentafinance.co.uk
      to register as an Introducer, or request a quote to see how we can help you achieve your goals.