Catering Equipment
Asset Finance
Our asset finance product provides flexible funding options for companies looking to acquire essential equipment, tools or machinery without tying up valuable working capital.
What is Asset Finance
Momenta Finance offers a robust asset finance solution designed to empower businesses with the tools they need to grow and thrive. Whether you’re expanding your operations, upgrading technology, or replacing outdated assets, our tailored financial solutions can help you secure the resources necessary to drive your business forward.
Access finance of up to £150,000 for various assets.
What can our Asset Finance be used for:
IT, communications equipment and software
Security equipment
Furniture and fittings
Office equipment
Telecoms and video conferencing equipment
Hand tools
Installed machinery
Scaffolding
By leveraging your existing equipment or property as collateral, you can secure the capital needed to expand operations, upgrade technology, and maintain cash flow — all without compromising your balance sheet.
| Asset Finance at a glance | ||
|---|---|---|
 | Amount | £20,000 – £150,000 |
 | Term | 6 – 60 months |
 | Contract Types | Finance Lease and Hire Purchase |
 | Interest Rate | Starting from 12% per annum |
 | Conditions | Directors Personal Guarantee* |
* plus additional Corporate Guarantee if applicable
Qualifying Requirements:
- The company is required to be registered in the UK and generate a majority (over 50%) of its income from trading activities.
- The company must either be a Limited (Ltd) company or a Limited Liability Partnership (LLP) with at least one partner being a Ltd company.
- Demonstrate a minimum annual turnover of £350k through the latest filed accounts.
- To be eligible, at least one Director or Shareholder of the company must be a property owner in the UK and be above 18 years of age.
- Any County Court Judgments (CCJs) must either be settled or currently in the process of being settled.
- The business must have a minimum trading history of 2 years to qualify.
Recent Borrower Success Stories
Supporting UK-based SMEs is what we do.
- Transforming a Camden Gem: Secured Loan for Apartment Refurbishment
“As a young property developer, securing financing for my initial project was a daunting task. However, working with Momenta made the process seamless. They were incredibly understanding of my situation, flexible in their approach, and remarkably quick in financing the bridging loan I needed. His support not only gave me the confidence to proceed with my development but also set a solid foundation for future projects. I truly appreciate their efficiency and professionalism and would highly recommend him to anyone in need of reliable and responsive financial support within the development sector.” – Aboubacar Traore, Director of Maroset
Why Choose
Momenta Finance
Small business loans are what we do, all day, every day. Our specialist team from account management through to credit understand businesses just like yours and want them to succeed.
We are a member of the Federation of Small Business (FSB), Consumer Credit Finance Association, Association of Alternative Finance Brokers and a Patron of the National Association of Commercial Finance Brokers (NACFB). We are also registered with the Financial Conduct Authority. This means we adhere to their codes of practice and are uncompromising, in our principles and practise ethical and responsible lending at all times.
Get started on funding your business today
Reach out to us at 0800 848 8480 or contact@momentafinance.co.uk
to register as an Introducer, or request a quote to see how we can help you achieve your goals.
