Construction on new residential or semi-commercial projects.
Secured Loan Tenanted Property
This secured loan is designed for landlords with tenanted properties generating rental income, providing a tailored solution to address their financial needs.
Secured Loan for Tenanted Properties
A secured loan specifically designed for landlords with tenanted properties. Unlike our standard secured business loan, this option allows equity release, additional purchases, and refinancing. It also supports general business needs for borrowers who own the business. Explore this tailored solution for your property investment goals.
What can Secured Loan for property owners be used for:
Residential refurbishment projects.
Purchase
of properties.
Development exit.
Our specialised property finance team has extensive experience in the UK market, particularly in lending during market downturns.
| Secured Loan Properties Finance | At a glance | ||
|---|---|---|
 | Loan Amount | £150,000 – £2 million |
 | Loan Term | Up to 72 months |
 | Security | 1st or 2nd legal charge |
 | Personal Guarantee | Yes |
 | Interest Rate | Starting at 1% per month |
Eligibility Requirements:
- Residential and commercial properties are acceptable as security.
- Max LTV for residential and mixed-use properties = 75%.
- Max LTV for commercial properties = 65%.
- A borrower’s primary residence cannot be taken as loan security.
- We will require a RICS certified valuation of the properties to be taken as security.
- Desktop valuations are acceptable if applicable.
- The property taken as security must be tenanted and producing rental income.
Requirements for Secured Loan Tenanted Property with Momenta Finance.
- Track Record: A summary of the applicant’s track record in the UK property market.
- Property Description: A detailed description of the property or properties being offered as security.
- Cost Overview: Breakdown of any refurbishment costs or remaining construction costs (for development exit loans).
- Application Form: Completed Momenta Finance application form.
Recent Borrower Success Stories
Supporting UK-based SMEs is what we do.
- Momenta Finance: Embracing Excellence in 2024
As we reflect on the remarkable journey of 2024, it is clear that this year has been a testament to our unwavering commitment to innovation, growth, and delivering exceptional financial solutions. At Momenta Finance we have continued to evolve and expand our offerings, solidifying our position as a leading provider of alternative finance solutions in the UK.
Frequently Asked Questions
Why Choose
Momenta Finance
Small business loans are what we do, all day, every day. Our specialist team from account management through to credit understand businesses just like yours and want them to succeed.
We are a member of the Federation of Small Business (FSB), Consumer Credit Finance Association, Association of Alternative Finance Brokers and a Patron of the National Association of Commercial Finance Brokers (NACFB). We are also registered with the Financial Conduct Authority. This means we adhere to their codes of practice and are uncompromising, in our principles and practise ethical and responsible lending at all times.
Good to know
Momenta Finance, acts as both a lender and a broker. Where we act as a broker, we receive a commission from the lender. This does not impact the final amount that you pay for borrowing.
Get started on funding your business today
Reach out to us at 0800 848 8480 or contact@momentafinance.co.uk
to register as an Introducer, or request a quote to see how we can help you achieve your goals.
