Realising Potential

Momenta Finance is the trading name of Merchant Money Ltd. Our tailored financial solutions are designed to support your business’s growth by providing capital for investment.

Alternative Finance - Business Loans


A third of SMEs still do not secure the funding they need, but Momenta Finance can help. Discover how our Unsecured and Secured Loans can provide the funding your business requires.

Property Loans

With a strong funding track record, our property team assists borrowers in structuring finance to meet their requirements. We offer bridging loans for residential and mixed-use projects.

Bridging Loans with Momenta Finance

Realise your business’s potential with Momenta Finance

Empower your business with our flexible financing options and competitive rates. Our tailored financial
solutions can help fuel growth, increase inventory, acquire property, and more.

Business Loan

  • Up to £250,000
  • 6 – 60 months
  • No security required
  • Over-payments of up to 10% allowed


  • Up to £750,000
  • 6 – 60 months
  • Security can be on a 1st or 2nd charge basis
  • Over-payments of up to 10% allowed

Secured Loan
Tenanted Property

  • Up to £2 million
  • 6 – 24 months
  • Security on a 1st charge basis
  • Interest rate starting at 1%


  • Up to £2 million
  • Up to 24 months
  • Security can be on a 1st or 2nd charge basis
  • Interest rate starting at 1%

Business Cash

  • Up to £150,000 
  • Calculated as up to 120% of card takings
  • No fixed term
  • Top ups available after 4 months

Discover Inspiring Success Stories

Follow our blog to find out how we’ve helped businesses thrive,
insights on growing your business and up-to-date industry trends.

SMEs Supported


Funds Disbursed


Apply for Business Finance with Confidence

Apply now for fast financing decisions for your limited company or LLP. Our streamlined application process makes it easy to get the financing you need. Contact us to discuss your requirements, and we’ll work with you to find the best financing options available.


Apply online

Apply online and upload the required documents.


Get approved

Receive a decision in as little as 1 hour.
If approved, we’ll provide a personalised, no-obligation quote.


Access your funds

Access your funds within 48 hours. Once you accept your offer, we’ll deposit the funds directly into your account.

Experience the ease and speed of business financing with Momenta Finance.

Momenta Finance Executive Team

The Momenta Finance Difference

Tailored Solutions: We understand that every business is unique, which is why we offer personalised business loans for UK-based SMEs. Our experienced team will work closely with you to understand your requirements and craft a solution that aligns with your business objectives.

Competitive Rates: We believe that financial solutions should be affordable. That’s why we offer competitive interest rates and transparent fee structures, ensuring that you receive the most value from our products.

Seamless Experience: We prioritise your convenience. Our dedicated business development managers are here to provide assistance, guiding you through your financial journey. We aim to deliver a seamless experience, saving you time and allowing you to focus on what matters most—nurturing and expanding your business.

Get started on funding your business today 

Reach out to us at 0800 848 8480 or
to register as an Introducer, or request a quote to see how we can help you achieve your goals.