Realising Potential

Senior Credit Underwriter

The Role:

As a senior credit underwriter, you will be an integral part of the credit underwriting team and contribute to the credit philosophy of the business. You will be joining a growing team with an entrepreneurial, commercial mindset and make-work attitude. You will predominantly cover our unsecured and secured business loan offerings with exposure to our asset finance and property development products. Successful applicants will be granted a sign-off mandate and be expected to contribute towards streamlining the end- to-end processing of credit decisioning and development of junior team members.

Reporting to: Head of Credit

Responsibilities include (but are not limited to):

• Assess and analyse credit loan applications for serviceability and affordability in line with the credit underwriting policy
• Conduct second reviews of credit recommendations as part of our four-eye underwriting process
• Accurately report findings from investigations into non-performing loans, providing feedback to the team and senior management
• Play an active role in monthly credit committee meetings, articulating credit views to the wider business and executive committee
• Contribute to process improvements, ensuring continuous evolution through the adoption of advanced technological solutions
• Support day-to-day operations to maintain service level agreements (SLAs)

Skills and Qualifications:

• 4 years SME lending experience with previous signing mandate required
• Self-motivated, able to work under pressure and driven to succeed
• Strong communication skills both written and oral
• Ability to analyse and dissect information and present results in a logical and understandable format for all stakeholders across the business
• Growth mindset and ability to adapt to changing business requirements in a fast-paced business environment

Details and benefits:

• Duration: Permanent
• Employment Type: Full Time
• Salary: Market related depending on experience
• Leave: 25 days annual leave
• Location: Office based role – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground)
• Start Date: ASAP

Business Development Executive (SSA)

The Role:

As a Business Development Executive (SSA), you will play a crucial support role within the Sales team, helping to ensure a smooth and efficient deal flow from broker submission to application. You will be responsible for managing incoming applications via our broker network, ensuring all submissions are accurately packaged and meet internal requirements. 

This role demands a strong understanding of our products, internal processes, and CRM systems (Salesforce). You will work collaboratively with both internal teams and external brokers to gather necessary documentation, assess application eligibility at a high level, and provide timely updates on deal progress. Your attention to detail and proactive communication will be vital in maintaining service standards and managing a healthy sales pipeline. 

Reporting to: Sales Director

Responsibilities include (but are not limited to):

• Gaining an in-depth knowledge of our products, processes, and requirements.  
• Ensuring that deals are packaged correctly to be able to submit applications received from our network of brokers.  
• Submitting applications using Salesforce, our CRM system.  
• Working closely with our Sales team to help manage a fast and efficient service with our brokers.  
• Liaising directly with brokers via calls and email on outstanding documentation /information required for an application / outcome of deals.  
• High level evaluation of funding applications received to confirm eligibility for submission.  
• Liaising with other teams within the business on the application status.  
• Pipeline management through our CRM system.  

Skills and Qualifications:

• Good communication skills  
• Excellent attention to detail  
• Able to prioritise and organise.  
• Ability to work as part of a team.  
• Strong written and verbal communication skills, including a friendly and helpful telephone manner.  
• Computer literate, good keyboard skills and a working knowledge of Microsoft Office including Excel and Word.  
• Knowledge of Salesforce advantageous.  

Details and benefits:

• Duration: Permanent
• Employment Type: Full Time
• Salary: Market related depending on experience
• Leave: 25 days annual leave
• Location: Office based role – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground)
• Start Date: ASAP

Business Development Manager  

The Role:

Your mission will be to drive growth; by leveraging your extensive network of Brokers, you’ll identify opportunities, build strategic partnerships, and position our solutions as essential to their success. Your ability to turn relationships into results will be crucial in this role.  

Reporting to: Sales Director

Responsibilities include (but are not limited to):

• Achieving business goals and revenue targets set for your Broker Panel; 
• Expanding Momenta’s presence in the market; 
• Participating in industry conferences; 
• Reporting on sales results  
• Contributing to and supporting the growth of the team. 

Skills and Qualifications:

• 3+ years of experience in UK Broker market supporting SMEs. 
• Relevant broker network  
• A very strong self-starter with a can-do attitude and focus on delivering results; 
• Ability to multitask and work efficiently under pressure; 
• Strong analytical and problem-solving skills; 
• Excellent communication skills; 
• Proficiency in Microsoft Office, with CRM systems (Salesforce an advantage) 

Details and benefits:

• Duration: Permanent 
• Employment Type: Full Time 
• Salary: Attractive and highly competitive compensation, depending on your skills and experience 
• Uncapped performance-based bonuses  
• Employee Learning and Development. Professional growth. We encourage our employees to constantly develop and grow within his/her field of expertise by covering the training and education fees. 
• Tech. We provide or compensate all necessary hardware. 
• Open environment. We love what we do, we are proud to be Momenta Finance. 
• Leave: 25 days annual leave 

Finance Manager  

The Role:

As a Finance Manager, you will be an integral part of the financial reporting team, focused on ensuring the accounting system is accurate, up-to-date, reflects the underlying loan management system transactions and is aligned with the applicable accounting standards; performing daily bank reconciliations across the group; substantiation of the balance sheet; performance analysis; preparing monthly management accounts and taking the lead on the statutory audit for the group.  

Reporting to: Finance Director

Responsibilities include (but are not limited to):

• Prepare daily bank reconciliations and ensure outstanding items are cleared timeously; update the loan management systems for manual transactions  
• Prepare weekly cash flow forecasts to ensure optimal use of liquidity across funding lines 
• Be an integral part of bringing the entire finance function in-house and assisting with streamlining processes, automating manual processes and refine the month-end reporting timeline   
• Ensure the accounting system accurately and completely represents the nature of all transactions across all group entities (including prepayments, accruals, inter-company transactions and investments)  
• Assist the Finance Director with the development of and evolution of financial controls and processes to ensure compliance with internal policies, funding line reporting and external regulations  
• Prepare the monthly management accounting pack and ensure the financial information contained therein is accurate and of high quality  
• Produce monthly balance sheet reconciliations and substantiate the performance of the group. Be a point of contact for all balance sheet and income statement related queries and analysis  
• Support and assist the Finance Director and the Head of Financial Operations and Recoveries with the statutory audits and ensure that all deadlines are met and address audit findings and recommendations in a timely manner 
• Work with the Finance Director to ensure compliance with the applicable accounting standards and regulations  
• Ad hoc duties as required by the CFO, Finance Director and Head of Financial Operations and Recoveries 

Skills and Qualifications:

• Part or newly qualified ACA or similar, preferably with financial services experience 
• Ability to deliver with exceptional levels of accuracy and has fanatical attention to detail 
• Self-motivated, able to work under pressure and driven to succeed  
• Strong communication skills both written and oral 
• Ability to analyse and dissect information and present results in a logical and understandable format for all stakeholders across the business 
• Proficient in Excel and other Microsoft applications; experience with Sage accounting software a plus 
• Growth mindset and ability to adapt to changing business requirements in a fast-paced business environment  

Details and benefits:

• Duration: Permanent 
• Employment Type: Full Time 
• Salary: market related depending on experience 
• Leave: 25 days annual leave 
• Location: Office based role, 5 days a week – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground) 
• Comprehensive benefits package  
• Dynamic and collaborative work environment    
• Start Date: ASAP 

Customer Fulfilment Officer

The Role:

As a Customer Fulfilment Officer, you will manage the process from loan submission through to completion, ensuring all legal, compliance, and operational requirements are met so that funds can be released efficiently and accurately. The Customer Fulfilment Officer acts as the key liaison between brokers, solicitors, and internal teams to deliver a smooth and timely completion experience.  

Reporting to: Head of Operations

Responsibilities include (but are not limited to):

• Gaining an in-depth knowledge of our processes and requirements.
• Manage and monitor applications from initial submission through to funding.
• Screen new deals for completeness, eligibility, and compliance with internal criteria.
• Manually input deals received via email into the broker portal.
• Evaluation of funding applications received by Momenta Finance, including pulling credit reports to review, and other financial information.
• Act as the main point of contact for brokers and borrowers post-credit approval.
• Compilation of legal agreements involving direct communication with Momenta Finance’s legal team.
• Review approval conditions and prepare completion checklists.
• Liaise with valuers, solicitors, and internal stakeholders to obtain outstanding documents.
• Ensure all KYC/AML, compliance, and documentation requirements are satisfied prior to completion.
• Coordinate with the Accounts team to arrange drawdown once all conditions are met.
• Maintain accurate records on internal systems and CRM.
• Provide proactive updates to brokers and borrowers to maintain excellent service standards.
• Identify and suggest process improvements to enhance efficiency and customer experience.
• Any other ad-hoc duties as required

Skills and Qualifications:

• Experience in loan administration, completions, or lending operations (commercial finance preferred).
• Excellent attention to detail and organisational skills.
• Strong communication and relationship management skills.
• Knowledge of conveyancing processes and legal documentation.
• Ability to work under pressure and meet tight completion deadlines.
• Proficient in MS Office and CRM/loan management systems. (preferable not required)

Details and benefits:

• Duration: Permanent 
• Employment Type: Full Time 
• Salary: market related depending on experience 
• Leave: 25 days annual leave 
• Location: Office based role, 5 days a week – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground) 
• Comprehensive benefits package  
• Dynamic and collaborative work environment    
• Start Date: ASAP