Realising Potential

Welcome to Momenta Finance in association with the British Business Bank’s Finance Finder.

We’re pleased to support you on your access to finance journey – designed to help your business explore potential finance options.

Business Loans

A third of SMEs still do not secure the funding they need, but Momenta Finance can help. Discover how our Unsecured and Secured Loans can provide the funding your business requires.

Property Loans

With a strong funding track record, our property team assists borrowers in structuring finance to meet their requirements. We offer bridging loans for residential and mixed-use projects.

Asset Finance

Our asset finance product provides flexible funding options for companies looking to acquire essential equipment, tools or machinery without tying up valuable working capital.

Realise your business’s potential with Momenta Finance

We are Momenta Finance, and we support businesses across the UK, offering business loans, bridging and asset finance tailored to your needs. We require a minimum of two years of trading history for our financing options.

If you’d like to explore further, you can learn more about our products and services below. Use our calculator below to see how much you could borrow.

Business Finance

  • Up to £500,000 Unsecured
  • Up to £1.5 million Secured
  • Loan term up to 6 – 72 months
  • Security can be on a 1st or 2nd charge basis
  • No fees for early or over repayments

Commercial Mortgage

  • Up to £1.5 million
  • Interest-only up to 24 months
  • Security on a 1st & 2nd charge basis
  • Variable interest rate

Bridging Loan

  • Up to £5 million
  • Loan term up to 24 months
  • Security on a 1st charge basis
  • Variable interest rate

Asset Finance

  • Up to £250,000
  • Term up to 60 months
  • Finance Lease and Hire Purchase
  • Starting from 12% per annum

Cash Advance

  • Up to £150,000 
  • Calculated as up to 120% of card takings
  • No fixed term
  • Top ups available after 4 months

Disclaimer: The British Business Bank’s Finance Finder and supporting guidance pages are intended to provide general information only. You should always seek independent professional advice before making any financial decisions.

Calculate our loan affordability today

Whether you’re looking to manage working capital, acquire property, purchase assets and machinery or consolidate debts, our dedicated team of experts are here to guide you through the loan application process.

Take advantage of our loan calculator to effortlessly determine your borrowing capacity.

Loan Calculator

(Amount must be between £10,000 and £1.5 million)
Loan Term (Months)
6
12
18
24
30
36
42
48
54
60
66
72

Repayment Summary

*Monthly Repayment: £0.00 *

Monthly Interest Rate: 1.2%

Total Amount Repayable: £0.00

* Calculations are indicative and for guidance purposes only. Different terms inclusive of fees may be offered that align with your business.