Unlock Lower Business Loan Rates for Your Clients

The Bank of England has recently announced its third interest rate cut in six months, reducing the base rate to 4.5%. Momenta Finance are pleased to pass on these benefits to our introducers clients looking for new funding.

The Bank of England recently announced its third interest rate cut in six months, reducing the base rate to 4.5%. This decision marks a positive shift in the lending landscape. Since our business loans are based on variable interest rates, we are excited to pass these lower rates on to your clients.

How This Affects Our Loans

Our variable-rate business loans, starting from SONIA + 7.5% p.a., will immediately reflect this rate cut. As SONIA (Sterling Overnight Index Average) closely follows the Bank of England base rate, your clients will enjoy lower interest rates on their loans.

Benefits for Your Clients

• Lower interest rates reduce monthly repayments and so improve cash flow for businesses.
• Businesses can now access larger loan amounts, with unsecured loans up to £350,000 and secured loans up to £1.5 million.
• Our variable-rate loans allow borrowers to benefit from potential future rate cuts and more are expected throughout 2025.
• We have extended our maximum loan term to 72 months hence giving borrowers more time to repay at these favourable rates.

Why Choose Momenta Finance

• Competitive Rates: We offer some of the most competitive variable rates in the market.
• Tailored Solutions: Our manual underwriting process enables us to address complex lending needs effectively.
• Support for Growth: Our loans are designed to help businesses seize growth opportunities in an improving economic climate.

Additionally, our flexible interest-only periods—up to 12 months for unsecured loans and 24 months for secured loans—provide your clients with more options for managing their finances.

Don’t miss this opportunity to help your clients take advantage of these favourable lending conditions. Contact your dedicated Business Development Manager today to discuss how we can support your clients’ financial needs.