“Working with Momenta Finance and Jeremy Crinall was a seamless process. Their understanding of the client’s needs and flexible approach made all the difference, enabling the client to secure the funding required to keep their operations running smoothly and efficiently.” Padraig Connellan, AFS member Commercial Finance Options Ltd
Flexible Working Capital for Surrey Plumbing and Heating Specialist
A highly rated plumbing and heating business is based in Surrey. It is known for its commitment to reliability, quality workmanship, and customer service. The business recently sought a funding solution to optimise its day-to-day operations. The company has a reputation for delivering friendly, knowledgeable, and efficient service across a wide range of plumbing and heating needs. As a result, it has become a trusted name for both domestic and commercial clients in the region.
The Opportunity
As the business continued to grow, it faced the challenge of managing outstanding obligations. Meanwhile, it had to maintain the high standards its customers expect. Freeing up working capital became essential to ensure smooth daily operations. This allowed the company to remain agile in a competitive market. The management team recognised that addressing these obligations would enable the business to focus on delivering exceptional service. Additionally, investing in quality materials and supporting its skilled workforce would be possible.
Momenta Finance’s Solution
With the support of Padraig Connellan, an AFS member Commercial Finance Options Ltd, the business was referred to Momenta Finance. Our Sales Director Jeremy Crinall worked closely with Padraig and the client. Together, they structured a tailored unsecured business loan of £100,000 over a 60-month term. This facility provided the flexibility and breathing room needed. It benefited from no exit or early repayment fees. Importantly, it did not require asset security.
The Introducer’s Perspective
“Working with Momenta Finance and Jeremy Crinall was a seamless process. Their understanding of the client’s needs and flexible approach made all the difference, enabling the client to secure the funding required to keep their operations running smoothly and efficiently.”
– Padraig Connellan, AFS member Commercial Finance Options Ltd
Conclusion
This case illustrates how Momenta Finance, in collaboration with experienced brokers, can provide rapid, adaptable funding solutions. These are tailored to the unique needs of local businesses. By unlocking working capital, Surrey’s plumbing and heating specialists are well-equipped. They can continue their tradition of quality, reliability, and outstanding customer service.
About AFS
Asset Finance Solutions, part of the AFS Group, is a multi-award-winning broker network. It is one of the largest in the UK. AFS supports over 140 independent brokerages and places more than £1 billion in business lending every year. Founded in 2005 and headquartered in Blackburn, AFS provides commercial and asset finance expertise. AFS also offers compliance support and access to an extensive panel of more than 90 funders. This enables UK SMEs and finance professionals to secure tailored funding solutions.
Commercial Finance Options Ltd is an independent Asset finance broker not a lender. We can introduce you to a wide range of finance providers depending on your requirements and circumstances. However, we are not independent financial advisors, and so are unable to provide you with independent financial advice.
Commercial Finance Options Ltd will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Commercial Finance Options Ltd is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.
